Last updated on September 28, 2026

This Privacy Policy describes how we collect, use, disclose, and protect your information when you use our mobile application LedgioKhata (the "App").

We may update this Privacy Policy at any time and for any reason. Any changes will be indicated by updating the "Last updated" date of this Privacy Policy. It is your responsibility to periodically review this Privacy Policy to stay informed of updates. Your continued use of the App after any modifications indicates your acceptance of the revised Privacy Policy.

Please read our Privacy Policy carefully to understand how we handle your Personally Identifiable Information in connection with our App.

Information Gathering Procedures


Information You Provide

- Email Address: For account creation and communication.
- Financial Data: Including but not limited to your income, expenditures, and savings goals.
- Contact Information: To facilitate sharing app content or financial reports, we may request access to your contacts.
- Media Files: To enable recording of receipts or bills, we will request access to your camera or photo gallery.

Automatically Collected Information

- Device Information: Such as device model, OS version, and unique device identifiers.
- Usage Data: Information about your app usage patterns, such as pages visited, features used, and session frequency.
- Log Data: This includes IP address, access times, app crashes, and other system activities.
- Location Data: To offer location-based services like local tax calculations and personalized user experiences.
- SMS Information: With your permission, we use SMS access to automatically read transaction alerts and bill notifications sent by your bank or service provider. This helps record expense and repayment details in the app, reducing the need for manual entry. We do not read your private messages or share your SMS data with others. This feature is optional, disabled by default, and can be turned off at any time in "Settings".

Data Storage and Security

We implement robust data collection, storage, and processing practices, alongside security measures, to safeguard your personal information from unauthorized access, modification, disclosure, or destruction.

Third-party Links

Occasionally, we may offer third-party products or services on our App. These third-party sites have independent privacy policies, and we are not responsible for their content and activities. Nonetheless, we aim to protect the integrity of our App and welcome any feedback about these sites.

Amendments to Privacy Policy

We reserve the right to amend this Privacy Policy at any time, without prior notice. Any changes will be posted here, and where appropriate, we will notify you or seek your consent. Please check back frequently for any updates or changes to our Privacy Policy.

Contact Info

For any inquiries about our privacy practices or your personal data (correction, removal, or use), please contact us at:
Email: [email protected]